Australian Rental Yield Calculator
Calculate gross yield, net yield, and weekly cash flow for Australian investment properties. Includes stamp duty, strata fees, council rates, and landlord insurance. AUD.
Rental figures across weekly, monthly, and annual periods — and how vacancy affects your returns.
Negative gearing allows rental losses (expenses exceeding income) to offset other taxable income, reducing your tax bill. This is a key feature of the Australian property investment landscape.
How to Use the Australian Rental Yield Calculator
Enter the Property Value and Weekly Rent (Australian rent is traditionally quoted weekly). Add your acquisition costs (stamp duty) and annual holding costs. The calculator converts everything to annual figures, calculates gross and net yield, and shows weekly and monthly cash flow after mortgage repayments.
Key Formulas
Effective Rent = Annual Rent × (1 - Vacancy Rate)
Gross Yield = Annual Rent / Property Value × 100
Annual Expenses = Council Rates + Strata + Insurance + Maintenance + Management
NOI = Effective Rent - Expenses
Net Yield = NOI / (Property Value + Stamp Duty) × 100
Annual Cash Flow = NOI - Annual Mortgage Repayments
Weekly Cash Flow = Annual Cash Flow / 52
Example: Perth Investment Property
3-Bedroom House in Fremantle, WA
| Purchase Price | $750,000 |
| Weekly Rent | $750 |
| Annual Rent | $39,000 |
| Gross Yield | 5.20% |
| Council Rates | $2,200/yr |
| Landlord Insurance | $2,000/yr |
| Maintenance (0.75%) | $5,625/yr |
| Management (8.5%) | $3,172/yr |
| Net Operating Income | $25,000/yr |
| Net Yield | 3.20% |
| Mortgage P&I (20% down, 6.20%) | $37,230/yr |
| Annual Cash Flow | -$12,230 (negative gearing) |
| Weekly Cash Flow | -$235/week |
This property is negatively geared — the shortfall is $235/week. However, the tax deduction on the negative gearing (interest component + depreciation + expenses) reduces the after-tax cost significantly for investors in higher tax brackets.