Real Estate Commission Calculator

See exactly how much you'll pay in agent commissions when selling your home and how it breaks down between buyer and seller agents.

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Total Commission
$24,750
5.5% of $450,000 sale price
Buyer's Agent: $11,250
Seller's Agent: $13,500
Buyer's Agent Share
$11,250
Seller's Agent Share
$13,500
Net Proceeds (pre-closing)
$425,250
Commission as % of Price
5.50%
Note: Since August 2024, buyer agent commissions are negotiated separately under NAR settlement rules. The seller is not required to pay the buyer's agent.

How to Use This Commission Calculator

Enter three numbers to calculate your commission costs instantly:

The calculator automatically calculates the seller's agent share and shows your estimated net proceeds before other closing costs.

How Real Estate Commissions Work

Total Commission = Sale Price × Commission Rate
Buyer's Agent Share = Sale Price × Buyer Agent Rate
Seller's Agent Share = Sale Price × Seller Agent Rate
Net Proceeds (pre-closing) = Sale Price − Total Commission

Commissions are paid at closing and deducted from the seller's proceeds. The listing agent's brokerage and the buyer's agent's brokerage each typically take a portion of their agent's commission (often 30-50%) as a broker split.

The 2024 NAR Settlement Changes

Following a landmark antitrust settlement, MLS rules changed in August 2024. Sellers are no longer required to offer buyer's agent compensation through MLS listings. Buyer agents must have a written agreement with buyers before touring homes, with compensation disclosed upfront.

Example: $450,000 Home Sale

Jennifer's Home Sale in Denver, CO

Sale Price$450,000
Total Commission (5.5%)$24,750
Buyer's Agent (2.5%)$11,250
Seller's Agent (3%)$13,500
Pre-Commission Proceeds$425,250
Other Closing Costs (~$4,000)$4,000
Estimated Net (pre-payoff)~$421,250

Jennifer's agent negotiated a 3% listing commission and offered 2.5% to the buyer's agent. She used the Net Seller Proceeds Calculator to subtract her $280,000 mortgage payoff and determine her actual take-home amount.

Frequently Asked Questions

Post-NAR settlement, average total commissions have drifted toward 4.5-5.5%, down from the long-standing 6% norm. However, commissions vary significantly by market, price point, and negotiation. High-value homes often command lower percentage rates.
Yes, always. Commissions have always been negotiable; the NAR settlement just makes this more explicit. Strategies: interview multiple agents, use a discount broker (1-3% listing), negotiate a lower rate for a simultaneous buy/sell, or offer a bonus for a quick sale above asking price.
Not necessarily after August 2024. Under new NAR rules, sellers are not required to offer buyer agent compensation in MLS listings. However, many sellers still offer it as a marketing incentive, or it may be structured as a seller concession. Buyers without representation may negotiate directly.
On a $450,000 home with 5.5% total commission, total commission is $24,750. Each agent might gross $11,000-$13,500 — but most agents split 30-50% with their broker, leaving $6,000-$10,000 before expenses, taxes, and fees. Top agents handle more volume to increase income.

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